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What is RSU? Restricted stock units or RSUs are also known as restricted securities and they are essentially similar to employee stock options with the most notable difference being that RSUs are stock units that are restricted and can only be unlocked after certain pre-specified goals are achieved, unlike employee stock option which don’t have any conditions that need to be met. So basically it is you being handed out shares of the company that don’t carry a value as of now but will do so in the foreseeable future that is when they are fully transferable....

How to Check FASTag Balance with Vehicle Number? Banks that offer FASTag services include SBI, ICICI, HDFC, Kotak, IDPI, and IDFC, as well as mobile payment platforms like Paytm, Google Pay, and PhonePe. Recharging FASTags on a regular basis is required due to their prepaid nature and it becomes important to be aware of FASTag balance. But what is FASTag? Let us find out. What is a FASTag? FASTag uses Radio-Frequency Identification (RFID) to automatically deduct toll costs as a vehicle passes through the plaza....

If you are tired of hefty joining fees and annual charges of your credit card, you are at the right place. HSBC (Hongkong and Shanghai Banking Corporation) is a British multinational investment bank and financial holding company. In 2018 reports, it is the seventh-largest bank in the world. Opened its first branch in British Hongkong and Shanghai in 1865. HSBC VISA Platinum Credit Card Review 2020 HSBC VISA platinum credit card is among one of the best entry-level credit cards for beginners that comes with no joining or annual fees....

By IFMR Blog Team Puneet Gupta is restless and visibly excited. The last ten days have been the culmination of many days’ efforts in creating access to finance to deserving high-quality Microfinance Institutions (MFIs). IFMR Mezzanine Finance Private Limited (IFMR Mezz), a part of the IFMR Trust eco-system, which is headed by Puneet, has just disbursed an amount of Rs. 10 million to Patna based Saija Finance Private Limited (“Saija”), an investment that had enough reasons to celebrate....

He replaced Larry Page as the CEO of Alphabet, Google’s parent company, in December 2019. He joined Google in 2004 as a management consultant and after that, there was no stopping and here he is as a CEO. He contributed to the development of Chrome OS and many Android apps which gave him recognition and fame in the company and worldwide. In this blog, we will discuss Sundar Pichai salary per day....

In this paper the Center for Financial Inclusion at Accion (CFI) and the Consultative Group to Assist the Poor (CGAP) seek to spark discussion among the stakeholders working to advance financial inclusion and in particular the investor community that will result in greater clarity around the goal of responsible exits and the policies and practices that would support it. THE ART OF THE RESPONSIBLE EXIT IN MICROFINANCE EQUITY SALES Download at the link below: Art-of-the-Responsible-Exit-Microfinance-2014....

Arbitrage orientation If strategic choices that firms make are dictated by the kind of strategic orientations they possess, then it is logical to expect that many – if not the majority of – firms are governed by arbitrage orientation, says Sergey Anokhin, and Entrepreneurship Professor at Kent State University. This orientation should be concerned with being alert to innovations introduced by others, scanning the markets in search of inefficiencies and pricing disequilibria, and seeking legal means to protect against intellectual property violations lawsuits....

ThoughtWorks has established a dedicated team to advance next-generation Mifos technology architecture using the latest open source technologies. The project will extend the Mifos’ capabilities to meet the changing demands of the microfinance industry. These efforts represent ThoughtWorks’ commitment to using its technical expertise towards alleviation of world poverty through microfinance. A ThoughtWorks engineering team in India, along with a distributed Mifos engineering team and worldwide open source community, will work towards the advancement of the Mifos platform to accelerate business efficiencies for MFIs, and thus increase their social impact....

The World Bank’s Development Marketplace (DM) is a competitive grant program that funds innovative, development projects with high potential for development impact that are scalable or replicable. The grant beneficiaries are social enterprises with projects that aim to deliver a range of social and public services to the most underserved low-income groups. Since the launch of the Development Marketplace, an estimated 20,000 entrants, and 1,000 finalists have been vetted by thousands of expert jurors and assessors, resulting in 220 global DM projects....

In the last decade, the number of millionaires and billionaires emerging from the microfinance sector is probably much higher than the E-Commerce sector in India. This is -because unlike the founders and employees of E-Commerce companies in India whose wealth continues to remain only on paper and is fast eroding, microfinance companies have taken the big leap to get listed and some have even converted into full-fledged small finance banks....

With the advancement of technology, things have become pretty easier, and it also implies the financial markets as well. For example, there are numerous free investment portfolio trackers; with their help, you can keep track of all your investments without a hassle. You would no more have to juggle between different accounts as you just need to log in on the tracker and check everything related to your investments here....

14 Best Travel Websites in India to Plan Your Trip We love to travel. It is our natural desire to explore new places and after covid has decreased, people are excited to travel again. Many people who didn’t like travelling are also packing their bags. In the list given below, you will find the sites that give you the best travel deals and ensure your trip goes smoothly. 1. MakeMyTrip No Indian kid who grew up watching TV can deny that they have come across this name....

So if you are looking for some extra income and want to be covered in case of an unexpected illness or injury, check out these great companies. You can easily search for jobs that suit your requirements, provided you have some guidance. All the jobs mentioned below offer excellent health insurance benefits, so you can focus on your work and not worry about your health. 25 Best Part-Time Jobs with Health Insurance Benefits There are many benefits to part-time jobs, such as making passive income plus health care as well....

The downgrade reflects a significant increase in the probability of Asmitha defaulting on its debt, subsequent to its admission for restructuring under the corporate debt restructuring (CDR) mechanism in March 2011. Asmitha has signed the debtor-creditor agreement and is negotiating with its bankers the terms of the restructuring. CRISIL expects the terms of the restructuring to be finalized over the next few months. Although Asmitha has been repaying its debt in a timely manner thus far, CRISIL believes that there is a high likelihood of default as per the original schedule in the next few weeks despite having adequate near-term liquidity....

The Digital India programme has been envisaged by the Department of Electronics and Information Technology (DeitY) and includes all the current schemes being run by the Telecom Department, Rural Development Ministry and DeitY. The vision of the programme is focused on three key ideas: Creation of Digital Infrastructure and Electronic Manufacturing in India. Delivery of all Government Services electronically (E-Governance). Digital Empowerment of Indian Citizens. The three key Digital Tools which will serve as the pillars of the project are: A Digital Identity which will authenticate the end-user....

For instance, receipts generated from ATMs are known to be coated with toxic chemicals like BPA and BPS and studies have shown they can wreak havoc on our hormonal systems even if you just touch them. What if every transaction on your Visa or MasterCard was configured to send digital receipts for purchase made to your mobile apps and phones anywhere in the world. These startups are trying to do exactly that....

Echallan parivahan.gov.in Online Payment and Status India, in recent years, has made tremendous progress when it comes to online payments and transactions. From cities to villages, everyone is familiar with UPI today and this change is seen in other sectors as well. Echallan parivahan.gov.in online payment option is the result of this change. Let us learn more about Echallan. What is E-challan? Believe it or not, challan is a Hindi word that has gained popularity and is now used without any language barrier coming into play, at least in the Indian English language....

Agriculture provides livelihood support to 70 % of the region’s population. It produces only 1.5 % of the country’s foodgrain production and continues to be a net importer of food grains even for its own consumption. Against this background this paper reviews, in brief, the current scenario of agriculture, horticulture, irrigation, institutional infrastructure and suggests a strategic action plan to accelerate the process of agricultural development during the Twelfth Plan....

Luxury, attention, expensiveness, prestigious, lavishness is what all of us want from any entity. We always aspire ourselves for having a prestigious and luxurious lifestyle. By purchasing or having ownership of anything expensive or premium is what gives us self-satisfaction and a feeling of superiority in terms of self-image. Based on such psychological needs of us, many companies have designed various types of products and services. Similarly, financial institutions have developed some financial products which give us the feel of being prestigious and important....

Each one of you must have heard about LinkedIn a lot of times but do you know how can you effectively use it? In this article, we would not only tell you about what LinkedIn is but would also mention about the multiple ways you can use it which can benefit your career immensely. LinkedIn has become a valuable resource for career and several business professionals for increasing their network, getting resources and support....