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Many are giving poor households access to beneficial goods and services, by bringing safe drinking water to slums, powering villages in deep rural areas, delivering high-quality but low-cost surgical procedures, or boosting educational attainment at affordable prices. Others are enhancing the livelihoods of the poor by raising the earnings of smallholder farmers or giving more consistent and better-paid work to rural artisans. Meanwhile, impact investors, foundations, aid donors, and increasingly, governments are banking on these businesses to grow and flourish, and generate both financial returns and social impact on a large scale....

MFI Saija Finance gets $4.5-mn investment After raising $4.5 million (Rs 25.08 crore) from Accion and Pragati India fund, microfinance company Saija Finance Ltd is looking to expand its business and product portfolio through acquisitions.BS RBI likely to relax norms for NBFC-MFIs Central banks may give more time to comply with norms relating to loan tenure and borrowers’ income cap. Live Mint MFIs report 15% contraction in loan book Microfinance institutions (MFIs) that work outside Andhra Pradesh have registered a growth in loan disbursement, while their counterparts focusing on the state have posted a decline....

Handicrafts Industry in India The Associated Chambers of Commerce and Industry of India (ASSOCHAM) interacted with 200 handicraft entrepreneurs, exporters during August and September at major handicrafts centres of Moradabad, Saharanpur, Ferozabad (Uttar Pradesh), Bagru, Jaipur, Jodhpur and Sanganer (Rajasthan) and Ahmedabad, Bhuj, Kutch and Mandvi (Gujarat) and Narsapur in Andhara Pradesh to ascertain the impact of rising labour wages, labour shortages and the recent slump in the global economy on profits of the industry....

Operational risk has gained a lot of importance over the years with the increased use of technology and also recognition of the importance of human resources in the success or failure of enterprises. Another facet of operational risk is that it cuts across all departments, as human resources and technology are central to all departments. Technological interventions are now something very perceptible in all walks of our life including in banking and finance....

India’s cash & carry market has attracted global retail behemoths such as Wal-Mart, Tesco and Metro. The global giants see it as an opportunity to enter India where FDI is barred in direct-to-consumer retail. Multiple sources said the 36-member cash & carry team headed by Harsh Bahadur was on the way out after the firm decided not to proceed with the business plan. Mr Bahadur had joined Reliance in 2007 after spearheading German giant Metro’s cash & carry foray into India for five years....

SpaceX Stock Price Chart Analysis Investing is a tricky thing. You need to be able to read charts, have knowledge of fundamentals and technicals, know to predict movement, etc. Even with knowledge of all this stuff, there is no guarantee that you will go ahead and make the right call. Especially when it comes to SpaceX stock NASDAQ. But before we learn about SpaceX stock IPO, let us learn about the company....

There are a lot of people who argue that extra-curricular activities are not relevant to a student’s life. In fact, the truth is that they play a vital role in a child’s life. A couple of years back extra-curricular activities were the only source of entertainment; smartphones, laptops, computers, and play stations did not exist then. Parents should understand that a child’s social life is as substantial as their scholastic life, for their overall development....

Importance of Fast Food We all know that fast food has harmful effects in the long term because of the excessive cholesterol level and calorie content mixed with sugar which leads to obesity. Still, consuming this food alternatively when you are in a hurry and do not want to spend on food has become the norm. It is an easy to access food for the working people and young people alike....

Nowadays, technology is growing so fast that people do not stick to one technique or means for getting some information or for performing an activity. Similar is the case with the stock market. Now people not only stick to their mobiles, televisions & their computer screens but also use different apps that have evolved with time. Many apps in this segment are being launched every day. The launch of these apps has brought a revolution in the investment segment....

YouTube is a giant platform that has allowed many people to promote their videos and draw the attention of their audience. The amount of money that the biggest YouTube channels make has been staggering. These YouTubers and celebrity-like figures have become more than just entertainers. They have become rich entrepreneurs who know how to use their fame to make money. Wondering Who the Richest YouTubers in the World Are? We have the inside scoop on who is making big bucks on YouTube....

It is the sister subsidiary company of an experienced and technologically developed company named IIFL that is India Infoline, which has been in this broking industry for around 20 years. 5Paisa Review 2022 5 Paisa is a public limited company established in the year 2016 with its headquarters based in Mumbai. It offers Investment in Mutual Funds and Initial Public Offers; Trading in commodity, Equity, and currency segments on BSE, NSE, etc....

When ordinary people hear about A.I and their thoughts immediately venture towards machine-based programs encountered in movies like Star Trek and Star Wars. This is not the only form of AI that exists. We have previously covered Indian start-ups working in AI. In this post, we will feature some start-ups in Europe who have incorporated artificial intelligence into their products and services. What Is AI? In computer science, AI refers to the study and demonstration of intelligent behavior by machines....

Risk costs, which are the provisioning expenses to meet possible losses, represent non-cash operating expenses and are the cost of portfolio losses. And the third type, the cost of funds, is the cost incurred in borrowing or raising funds for on-lending to microfinance clients. Price Rs. 150 Pages 265 Year 2008 You can buy it at the link below http://www.icai.org/post.html?post_id=3845

Ashley Judd Net Worth, Career, Family There are some celebrities that remain relevant even after their primary career is over. One such name is Ashley Judd. The popular actress has transitioned into becoming a political activist and supports many humanitarian initiatives. Let us learn more about her. Who is Ashley Judd? If you like Divergent, you must be a great Ashley Judd fan. She is a well-known American actress who is also known by the stage names Ashley Tyler Ciminella and Ash Sweet Pea....

Average Starting Salary of CA in India Per Month People appreciate chartered accountants for a variety of reasons, but one of them is that it’s not easy to attain their title. It is difficult to become a chartered accountant or CA, and it is safe to say that it is one of the hardest professions to enter. They are some of the most highly paid professionals in the country. Before learning about their salary, let us understand what they do....

The biggest benefit of a Forex card is that you can lock in the foreign exchange rate when you top it with your local currency. This means that if you buy a Forex card and load it with US$ 100 at the rate of 1 US$ = 66 Rupees then you need to spend only Rs 6,600. On the other hand, if you use a debit or credit card to make purchases in US$, then the foreign exchange rate prevailing on the purchase will apply....

Download the Full Report at the link below: The-Bharat-Microfinance-Report-2016.pdf Highlights of the Bharat Microfinance Report Growth and Outreach MFI’s currently operates in 28 States, 5 Union Territories and 568 districts in India. The reported 156 MFI’s with a branch network of 12,221 have reached out to an all-time high of 37 million clients with an outstanding loan portfolio of Rs 48,882 Crore. This includes a managed portfolio of Rs 9854 Crore....

SCHEME OF SUPPORT FOR COFFEE PROCESSING Introduction: In the world today, 40% of the coffee economy is in producing countries while the remaining 60% has been captured by the consuming countries. Over the last few years, they have improved the capabilities of processing, manufacturing and marketing coffee as an end product. Adoption of the latest technologies in roasting grinding and packaging is critical for the sustained development of the coffee value chain and the coffee market....

What is Opportunity Cost? In microeconomics, the value of a thing that you need to give up to gain that thing is termed opportunity cost. In simple words, while choosing between two things or activities, the one activity that you choose over another becomes the opportunity cost of the thing or activity that you did not choose. For example: You have the choice of sleeping or studying at the moment, and you chose to sleep....

Markets typically exist within the boundaries set by the state. The financial markets are no exception to this. Mobilization and allocation of capital – the key roles of the financial system – are done within the framework defined by the government. From the nationalisation of banks and significant economic ownership to guiding the allocation of capital to priority sectors and regulating various aspects of the financial sector, the Indian government has played just about every conceivable role in the nature of financial intermediation....