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While inaugurating the branch at Jind, G Naga Reddy, Distribution Manager of Ujjivan said, “Rich people are flush with options of all kinds of financial services. However, their counterparts are not so lucky and hence very often they end up paying heavy prices, particularly for financial services. These informal sources of lending have led them to a vicious cycle of poverty, which sometimes passes on to generations. According to our estimate, the average interest rate charged by moneylenders is 5 to 10% per month....

Tata Strategic Management Group, the largest Indian owned management consulting firm, today launched a report on the Well Being Index (WBI) and Female Security Index (FSI) for India. Tata Strategic analyzed the National Sample Survey Organization household surveys and Census 2001 data to generate the Well Being Index and National Crime Bureau– 2006, 2007 data on crime against women to computing the FSI for each district of India. The Well Being Index has been created using eight 8 critical categories carefully selected to form the index on the basis of their ability to explain the well being of households broadly covering all aspects of well being....

What Companies are in the Basic Industries Field? Basic industries are having a revival. As the competition increases in the IT sector, more and more job seekers are looking towards the basic industries for employment. These industries offer a variety of jobs which means there is something for everyone. Let us learn more about this field. What are Basic Industries? Basic industries are those industries that provide raw materials to other industries to manufacture their goods....

Before we delve into the details, first, let’s understand what a bank is? A bank is a financial institution where a person can deposit or borrow money. Then the institution invests that money to build up its capital and pay interest to the person who invests his money with it. What is a Bank Rate? Having understood what a bank is, let us try to figure out what the meaning of Bank Rate is?...

If we consider the stock market, it is said that when the price is high, don’t buy, but when it comes to mutual funds, don’t buy it if the AUM (Assets under management) is high. The market value of the assets a financial institution has discretion over is referred to as assets under management. For brokerages, mutual funds, financial advisor firms, etc., increasing AUM is the primary goal, and all of them will use a high AUM as a selling point while marketing themselves to potential buyers....

Yotta Savings Interest Rate, Fees, Review According to the most current figures from the U.S. Census Bureau, Americans spend more than $71 billion a year on lottery tickets or $285 on average per adult. However, they could have invested the money in a high-yield savings account rather than just tossing it away. But the problem is, saving is not nearly as thrilling as hitting the jackpot. For individuals, who want to enjoy the rush of playing the lottery without losing money, Yotta has the perfect solution....

There is a specialty about the books that they impart a great way of learning at a much lower price than a specialist course that charges away a lot of money. Book reading gives you a huge amount of research knowledge in a relatively short amount of time. Reading a book is the best way to improve your skills. When it comes to new small business owners, they rely completely on bookkeeper or accountants to explain them their financial statements....

Advantages of Technology There’s no doubt that technology has revolutionized the way we live and work. It’s made communicating and collaborating easier than ever before. And it’s given us access to an incredible wealth of information. Here are some of the most significant benefits: Convenience and efficiency: Technology can save time and effort by automating tasks or providing information more quickly and easily. For example, online banking or GPS apps can help you manage your finances or get around town without wasting time or waiting in line....

Chase Sapphire Reserve vs Amex Platinum: A Guide These are two premium cards. And it is basic that you always first look at the amount to be paid to get either card so let’s begin with looking at the annual fee of both cards to kick off Chase Sapphire Reserve vs Amex platinum. Currently, the Amex platinum card will cost you 695 dollars in annual fees, that is, excluding the applicable taxes....

Both the crypto trading exchange; that is Coinbase and Coinbase Pro, is owned by Coinbase Global Inc. and were founded at the same time. Are you confused about whether to use Coinbase or Coinbase Pro to trade crypto coins? Don’t worry! We will help you make the right choice. If you are looking to find the ideal trading platform, you could easily decide which platform is better for you after going through this guide....

Delhivery IPO Valuation, Date, Share Price Even though logistics has always been a crucial industry for any nation, including India, the sector has never undergone such a revolutionary change until Delhivery was founded. This business, which has been demonstrating its value as a startup since 2011, is now one of the core pillars of the logistics sector in India. Before we learn about their valuation and Delhivery IPO Prospectus, let us understand what the company does....

Important Features of Jan Dhan Yojana 1. Zero Balance Account The accounts under PMJDY will be zero balance accounts which mean account holders do not need to maintain any bank balance. Most regular bank accounts require that a minimum balance which might vary from Rs 500 to Rs 5000 will have to be maintained in the bank account failing which a penalty will have to be the customer. In April this year, RBI announced that banks can no longer charge a penalty for non-maintenance of average quarterly balance, this was after it received complaints from bank account holders that their bank balances had disappeared over several months....

Finding HDFC Bank cash deposit machine near me is the quickest way to deposit cash into your bank account. You will have to walk to the nearest machine and insert your bank card for the amount of cash you wish to deposit. Then, the machine will print a receipt with all your transaction details. Find HDFC Bank Cash Deposit Machine Near Me By locating HDFC Bank cash deposit machine near me, you can now deposit cash into your bank account anytime....

How does eBay payment work? Full Guide Now since eBay is a marketplace or e-commerce platform, it is only natural that buying and selling take place on this platform. And since you have buying and selling taking place on the platform, transaction or sending and receiving of money comes in place, which is where the question of how does eBay payment work come in. Is it the same as it is for other platforms like it or is there something different going on?...

NFT metaverse land is a virtual real estate plot defined by a non-fungible token (NFT). You can do many things in the Metaverse, starting from conducting a conference to taking an expedition around the virtual world. There have been a lot of deals happening in the Metaverse, with a record of million-dollar transactions happening every week. Are you interested in investing in the Metaverse, but you are not aware of the procedure of how to buy land in the Metaverse?...

With the expansion of every business and the evolution of technology has increased the demand for automotive, commercial, and residential incandescent bulbs have raised as well. This is why LED business is hitting the ground these days and many new manufacturers have dived into this competitive industry. How to Start your own LED Lighting Company in India So, it is better not to waste your time. Just go for it if you think it is feasible for you to opt for the LED industry after reading this article....

Instacart vs DoorDash vs UberEats: A Comparison If you have ordered food recently, it is likely that you have used one of these apps Instacart, DoorDash and UberEats. These are the most popular delivery apps available and they are known for their high quality service. To pick the best among them is a tricky thing but before we do that, let us learn more about these apps. About Instacart Founded in 2012 and headquartered in 50 Beale Street, San Francisco, California, U....

At the time of a short-term financial crisis, one can avail of the high-cost unsecured loan termed as a payday loan. This loan is for those who are earning a monthly salary. These types of loans are very easy to avail as you can apply for them through both the media, online and offline. These loans are very handy and easy to repay but can actually cost you more as they come with a high-interest rate....

Is Hopper Legit? Is it Safe? Whenever an app or product appears too good to be true there is suspicion about its nature. The Internet is filled with scams and fake apps. Hopper app has its own critics and they have given their opinions on many Hopper reviews. But before we discuss whether it is legit or not, let us learn about the app. What is Hopper? To make travel cheap, the Hopper platform was made in 2015 by Frederic Lalonde....

Kapil Sharma Net Worth, Family, Controversies Kapil Sharma is the king of comedy. His ability to make people laugh is unparalleled. His storytelling and the way he can make a joke out of everyday mundane activities show his talent. Kapil has gained immense popularity because of his late night show which regularly features top celebrities. Let us learn more about him. About Kapil Sharma In a lower-middle-class household, Sharma was born as Kapil Punj on April 2, 1981, in Amritsar, Punjab, India....