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The linkages suggest that banks should compensate moneylenders according to the moneylenders ’ opportunity costs and information contribution. These mechanisms’ appeal lies in their self-equilibrating and self-sustaining character. With these attractive features, bank-moneylender linkages can emerge as a serious alternative to group lending-based microfinance. The paper also provides evidence-primarily from Indonesia on incentives similar to those suggested by the theoretical models. It concludes that with the appropriate regulation of informal lenders and with incentives provided to commercial banks, linkages provide an unexplored potential....

Car Trade IPO Share Price, Date, Details Trading is quite in trend in India these days. It has its own risk but it is what attracts young investors. To have success in investing in the stock market one needs to be sure of the insights of the organization they are thinking of trading and have certain expectations based on predictions. Before investing in any IPO it is important to learn about the company, so let us first understand Car Trade and what they do....

Commenting on the results, Shantanu Mitra, CEO & MD said, “We are pleased with the way we have progressed over the last few quarters, notwithstanding a challenging economic environment. The first quarter of the year continues the trend of strong traction and stable growth. Our growth continues to be guard-railed by strong underwriting policies, incisive analytics, conservative funding and strong operational risk management processes. These have held us in good stead, and have helped us deliver strong results....

It’s unfortunate but a truth that sometimes or another every one of us faces a situation like financial crisis, an emergency or financial disbalance, where we require the support of an instant cash loan quickly (In very short span like an hour or two). Such instant cash urgencies can’t be solved by bank loans as it is well known that the common bank loan option available in the market takes at least a week or two to get processed, and you further need to wait for the money to come into your account....

What is GSM? GSM means Graded Surveillance Measure. This is a measure taken by the Securities and Exchange Board of India or SEBI, to ensure that an investor is kept safe from dealing in a potential fraud stock or risky stock. On the list of GSM stocks, you can find stocks that might be overpriced, volatile, or whose volumes vary highly. Their fundamentals and their performance might not be in sync with each other and it can mean that they are fraud companies and investors should be careful when investing in them....

History of Coal India Limited In order to provide for higher growth in the coal sector to meet the growing energy needs of the country, the Government in 1973, nationalized the coal mines by enacting the Coal Nationalization Act. Pursuant to the nationalization of coal mines, our Company was incorporated as a private limited company with the name of ‘Coal Mines Authority Limited’, under the Companies Act on June 14, 1973, and in terms of notification no....

How to Start Affiliate Marketing Business in India (2022) To survive in this competitive world, we are quite sure that you might be looking to make some extra money? You can assuredly earn passive income if you get to know about this superlative way which is Affiliate Marketing. In this guide, we have compiled all the pragmatic information which will cater to all your needs. Affiliate marketing is a technique of advertising in which a company deals with the third-party to increase the potential customers which in turn boost up the organization’s sale....

1. Who are the founders of the company? Why did you start a p2p lending website? i2ifunding is co-founded b Vaibhav Pandey, Neha Aggarwal & Manisha Aggarwal. Vaibhav did his MBA from IIM Ahmadabad and has 10+ years of experience in growing business, setting up new processes and driving operational efficiencies. Neha completed her MBA from XIM-Bhubaneswar and graduated from SS CBS, Delhi University with distinction in Finance. She has worked on brand management in the FMCG sector also on product development in the financial sector....

Unless the company manages to get fresh funds, BSFL’s bad loans are growing and threaten to wipe out its entire net worth and reserves in the coming months. Vijay Mahajan speaks to Tamal Bandyopadhyay on the issues facing his company and his life’s work. Livemint has a summary of the interview here and the full interview follows in the video below: Duration: 10 Minutes BASIX AND THE BURDEN OF BAD LOANS

Jupiter Debit Card Charges and Benefits Jupiter is a type of Neo Bank that offers multiple advanced features in the banking sector. It helps you manage your money in a better way. It lets you create a bank account, make fast transactions and save money. But before we learn about Jupiter debit card charges, let us understand neo banks. What are Neo Banks? The banks of the digital era are called Neo Banks....

Katrina Kaif Net Worth, Income, Salary Per Movie Katrina is one of Bollywood’s highest-paid actresses, appearing in nearly 35 films. She is frequently ranked among India’s most popular and attractive celebrities. She started her brand in 2019 after having a successful career in Bollywood. Let us learn more about her. About Katrina Kaif Katrina Kaif was born on July 16, 1983, in British Hong Kong, with the surname Turquotte. Before moving to London for three years, Kaif lived in several countries....

MBA Chai Wala Net Worth, Franchise Cost, Business Praful didn’t much enjoy drinking tea, yet he nevertheless succeeded in creating a successful business with Rs. 4 Cr. annual income. He is an inspiration to many who want a start a simple business. Let us learn more about him. Who is Praful Billore? He is the franchise owner of MBA Chai Wala, a three-crore dollar enterprise he created on his goals and chai....

Speaking about the report, P. Satish, Executive Director – Sa-Dhan, said, Releasing the “Bharat Microfinance Report 2015”, at National Financial Inclusion Conference 2015, H R Khan, Dy. Governor – Reserve Bank of India, said, The total number of clients served by MFIs stood at 371 lakh as on 31 March 2015. Client outreach of MFIs had grown substantially from 2005 to 2011 reaching 317 million. This trend slowed down during 2012 and 2013 and the number of clients slumped to 275 lakh....

Belstar is a non-bank financial company that is affiliated with Hand-in-Hand, a large, well-established non-governmental organization (NGO) focused on livelihood promotion. Hand-in-Hand is converting its microfinance activities from NGO to for-profit status and is transferring its microfinance clients and infrastructure to Belstar. Belstar will focus on providing loans to low-income households that are unable to access such services from commercial banks. “Belstar represents the first direct investment of the NMI Frontier Fund....

To help people under such circumstances, various financial organizations are offering payday loans. Payday loan solutions offer both emergency and standard one-hour payday loans at low-interest rates along with flexible options of paying it back. APPLY FOR PAYDAY LOANS ONLINE Applying for payday loans is really easy as the process is done online. As soon as the application gets approved, the customer becomes eligible to get $500-$2000 transferred electronically to his bank account....

SKDRDP Shri Kshethra Dharmasthala Rural Development Project (SKDRDP) in South India is a prime example of the vital role a well-run microfinance organisation can play in meeting the poor’s energy needs. The Karnataka-based NGO provides affordable loans to families in the area, helping them buy renewable energy systems that improve their quality of life. Key to the success of this highly replicable programme, which has so far provided nearly 20,000 energy loans are self-help groups that help people make informed choices on what energy products they buy....

What about people who already have a Bank Account? PMJDY Bank Account Opening Procedure and Form If you have been thinking about how you can open an account under PMJDY, do not worry. It is a very simple process just follow the steps outlined below : Sample Account Opening Form Given below is a sample account opening form from HDFC bank which is used to open personal savings accounts. This format is only for reference purposes....

The Pradhan Mantri Jan Dhan Yojana [PMJDY] launched on 28th August 2014 is a landmark initiative to link the hitherto excluded poor with the bank and policy to help them join the economic mainstream by removing financial untouchability. The scheme envisages opening 150 million bank accounts by January 26, 2015. The bank accounts will be accompanied by an overdraft facility of Rs 5,000, debit cards and accident-insurance cover of Rs 1 Lakh & Life Insurance cover of Rs....

Rama Bijapurkar: The business of financial inclusion The discussion on financial inclusion ought to focus a lot more on building an economically viable and consumer acceptable business model, with a specially designed regulatory ecosystem appropriate for that model. Evangelism or moral pressure to force banks to serve those not so far served by them cannot help square a circle. But a new tetrahedron that is superior to both the circle and the square can be built if we abandon orthodoxy and do not constrain the business model by saying: (a) Financial inclusion has to be driven by banks because we know how to regulate them, and should not be driven by a new ecosystem that does not have an existing bank as the lead; (b) it has to be offered below a particular price point which is defined either by some fuzzy-logic comfort level or by a mandated number based on somebody’s test of reasonableness (not the consumer) (c) the product and service offered to have to look like and be like familiar banking products....

Saif Ali Khan Net Worth, Business, Property Saif has continuously maintained a feeling of royalty, which has aided him in having a somewhat interesting career. However, his decisions frequently astound the audience, and people like him for it. Let us learn more about him. About Saif Ali Khan Khan was born on August 16, 1970, in New Delhi, India, to actress Sharmila Tagore and former Indian national cricket team captain Mansoor Ali Khan Pataudi....