Axis Bank My Zone Credit Card Review
Features of Axis Bank My Zone Credit Card:
Axis Bank My Zone Credit Card Benefits:
Cardholders get up to 25% cashback rewards on online and movie ticket purchases throughout the week through Paytm wallet. The total amount of cashback in a year is limited to Rs. 1,000. Cardholders can earn 10x points during weekend dining. Cardholders can earn 5x points on weekend shopping. Cardholders can have access to airport VIP lounges within India at specific airports. Cardholders can avail fuel surcharge refunds on spends at all fuel stations across India valid on transactions between Rs. 400 and Rs. 4,000 only. Maximum refund up to Rs. 400 per month only. Cardholders get an option to convert purchases over Rs.2,500 to EMIs installments,
Fee & Charges
Joining Fees: Rs 500, which will be waived off if the customer spends Rs 5000 in 45 days. Annual Fee: Rs 500 from the second year onwards. Interest rate: 3.25% per month (i.e. 46.78% per annum)
Eligibility Criteria of Axis Bank My Zone Credit card
To get Axis Bank My Zone Credit Card, a customer must fulfill the eligibility criteria mentioned below:
Form 16 Pan Card Payslip IT Return Identity proof (any one of the following): Passport Driving license PAN card Aadhaar card Residential proof (any one of the following): Passport Ration Card Electricity bill Landline telephone bill
How to apply for Axis Bank My Zone Credit Card?
Pay your Axis Bank My Zone Credit card bill
You don’t need to have an Axis Bank account to pay your credit card bills. Credit card dues can be paid by customers online as well as offline. Customers who have an account in Axis Bank can pay their Axis Bank My Zone credit card dues through: Customers who have does not have a savings or current account in Axis Bank can pay their Axis Bank My Zone credit card bills through Net Banking, NEFT, ECS, etc. All customers regardless they hold an account in Axis Bank has the choice to clear the credit card dues through cash depositing, cheque or demand draft in favor of their credit card number. Also Read: Axis Bank Buzz Credit Card Review 2020
Final Verdict: Is Axis Bank My Zone Credit Card worth it?
If you like going out to watch movies often and dine out a lot and fill fuel frequently in your car, then this credit card can save you a lot of money and even get you some cashback. But there are other credit cards by different banks that provide better service. The annual fee and joining fee is quite high as compared to other cards, but if you like to spend outside on movies and dinners, then this will be worth it.
